Boat, Motorcycle, RV Insurance

Purchasing insurance is a complex decision which involves many carrier, limit and coverage options. Online raters from direct carriers allow you to select limits on your own with very little or no guidance. It is important to understand your exposure and seek the guidance of a professional when purchasing auto insurance. A professional can explain the coverage options when deciding whether to purchase Uninsured Motorist, Physical Damage Coverage, Rental, Towing and Excess Medical Coverage. Additionally many professionals work with multiple carriers this allows them to shop for the best price and coverage combinations. We often see clients which have purchased insurance online that are severely underinsured and over exposed.